Hwang, Chang Gi Research Professor Seoul National University Economy Lee, Yong Hak Professor Korea University, Ph.D Marketing   Kim, Jin Hak Professor Sungkyunkwan University, Ph.D Personal Management Yoo, In Seon Professor Korea University, Ph.D OR/SE   Ryoo, In Soon Associate Professor Korea University, Ph.D Financial Management Han, Wan Sun Assistant Professor University of Georgia, Ph.D Derivatives, Financial Engineering   Lee, Jung Seob Visiting Professor Sungkyunkwan University, Ph.D MIS